Card Payment Calculator
Want an idea of the costs?
Answer three simple questions and click “See my quote”. Your indicative quote will be shown instantly. No personal information is required.
1. What’s your annual card volume?
2. What’s your average transaction value?
3. What’s your industry?
This summary shows our charges for card payments and other important information about our service. You can use this to compare our service with other providers and find the best deal for you. We provide this information in line with Payment Systems Regulator requirements.
Your costs for accepting common individual card payments4
| UK-based card | Mastercard | Visa | ||||
|---|---|---|---|---|---|---|
| Debit1 | Credit2 | Business3 | Debit1 | Credit2 | Business3 | |
| In person5 | 0.90% | 1.00% | 1.40% | 0.90% | 1.00% | 1.45% |
| Online / phone6 | 0.95% | 1.05% | 1.85% | 0.95% | 1.05% | 1.90% |
Additional charges per transaction
Authorisation fee
£0.04
Other potential transaction charges
Chargeback fee
£25.00
Retrieval fee
N/A
Other monthly or service charges
PCI compliance support
Included / subject to account type
Card terminal rental
Quoted separately where required
Payment gateway or virtual terminal
Quoted separately where required
Important information
- Debit means a consumer debit card issued in the UK.
- Credit means a consumer credit card issued in the UK.
- Business means a commercial, corporate, purchasing or business card.
- The rates shown are indicative only and are based on the options selected in this quote builder.
- In-person payments are payments accepted face-to-face using a card machine or point-of-sale device.
- Online / phone payments include ecommerce, pay-by-link, virtual terminal and card-not-present transactions.
- Your final pricing may vary depending on your business type, transaction profile, risk assessment, payment method, card type, card scheme, settlement requirements and any additional services selected.
- This quote is not a contract or formal offer. Final pricing will be confirmed after an application and account review.
Need a tailored quote?
Speak to our payments team for exact pricing based on your business, payment channels and transaction volume.
Get in touch